Environmental indicators

Compared with the environmental impact of a manufacturing firm, a financial services provider like the Munich Re Group has a minor direct impact. Nevertheless, we are working hard to reduce our emissions and consumption of resources. Since 2004 we have been able to limit the increase and to stay at around the same level. In particular, we will drastically reduce CO2 emissions by 2012 on our way towards carbon neutrality in the Munich Re Group.

Key figures of the Munich Re Group*
  Reference criterion Unit 2006 2005 2004
Number of RI group staff RI group Staff as at 31 December 6,928 6,798 6,612
Proportion of staff covered by certified environmental management system RI group % of staff 50 49 49
Proportion of staff captured by indicator RI group % of staff 50 49 49
Electricity consumption Munich Re, Munich kWh per person per year 6,800 6,780 6,716
Heating Munich Re, Munich kWh per person per year 3,728 4,423 4,188
Water consumption Munich Re, Munich litres per person per year 26,697 24,770 24,480
Paper consumption (printers and photocopiers)
 of which recycled paper
Munich Re, Munich



%
sheets per person per year 9,384



48
9,208



55
9,976



58
Business trips Munich Re, Munich km per person 11,410 11,061 11,607
CO2 emissions Munich Re, Munich kg per person per year 5,626 5,738 5,678
CO2 emissions including RFI** Munich Re, Munich kg per person per year 8,068 8,182 8,001
Waste from business operations Munich Re, Munich kg per person per year 214 227 218

* Adjustments have been made to the figures previously reported in the environmental report. The number of staff now corresponds to that in the annual report. The calculations of our CO2 emissions (from use of power and travel) is based on the 2005 VfU indicators (German Association for Environmental Management in Banks, Savings Banks, and Insurance Companies) as at February 2007.

** Since 2003 we have also applied the Radiative Forcing Index (RFI) to take account of the higher greenhouse impact of air travel. Currently an RFI factor of 2.7 is applied.

Environmental indicators of the primary insurance (PI) group
  Reference criterion Unit 2006 2005 2004
Number of staff PI group staff as at 31 December 29,509 30,465 33,703
Proportion of staff covered by certified PI group % of staff 15 15 13
Environmental management system Proportion of staff captured by indicator*** PI group % of staff 34 29 27
Electricity consumption ERGO** kWh per person per year 7,068 7,309 7,232
Heating ERGO** kWh per person per year 7,211 6,790 7,111
Water consumption ERGO** litres per person per year 24,581 23,817 24,985
Paper consumption (photocopiers)
 of which recycled paper
ERGO** sheets per person per year


%
7,941


79
8,880


75
9,118


75
Business trips*** ERGO** km per person per year 4,518 4,222 3,922
CO2 emissions*** ERGO** kg per person per year 5,563 5,659 5,595
CO2 emissions including RFI*/*** ERGO** kg per person per year 5,897 5,946 5,818
Waste from business operations ERGO** kg per person per year 360 363 343

* Air travel including RFI factor of 2.7 (for all flights).

** ERGO brands: Victoria, Hamburg-Mannheimer, DKV, D.A.S.; based on the data for the head-office sites; CO2 figures are made up of the data for the head offices (electricity consumption and heating requirements) and business trip figures comprise the data for desk staff and for salaried field staff.

*** The business-travel and CO2 emissions data cover over 70% of staff.